Common Types of Insurance Claims

Different types of losses have different considerations, strategies, and pitfalls. Select your type of claim below for a detailed guide.

Fire & Wildfire Losses

Total and partial fire losses, wildfire-specific considerations, smoke damage from structure fires, and urban wildfire contamination.

Wildfire smoke vs urban wildfire smoke. Toxic contaminants like silica, arsenic, mercury, cadmium, lithium, and dioxins from burning PVC.

Sudden vs gradual leaks, pipe bursts, appliance failures, roof leaks, and the long-term loss defense insurers use.

When mold is covered as ensuing loss, mold limits, and common insurer tactics to deny mold-related water damage.

Marijuana grow damage, graffiti, break-in damage, and documenting vandalism losses for your insurer.

Structural damage from vehicle collisions. Why you need a structural engineer and how framing damage is often underestimated.

Sewage backups, Category 3 water, health hazards, and specialized remediation requirements.

True flood damage is excluded under typical homeowner policies. How the National Flood Insurance Program works.

Every loss is unique. Contact us for a free consultation and we'll help you understand your coverage and options.