Leland Coontz III

I have over 20 years of experiencehandling disaster-related insurance claims across the United States and in two foreign countries. From wildfires in California to hurricanes on the Gulf Coast, I've worked on every major type of property loss — residential and commercial.

Over the course of my career, I've handled many millions of dollars in insurance claims. I spent years working as an insurance adjuster before transitioning to the policyholder side as a licensed Public Adjuster — giving me a deep understanding of how insurance companies evaluate, document, and settle claims from the inside.

I served as a member of the California Department of Insurance committee that revised the adjuster licensing examination — helping set the professional standards that all licensed adjusters in California must meet. I maintain extensive continuing education in claims handling, construction estimating, policy interpretation, and California insurance law.

When you file an insurance claim, your insurer sends their own adjuster — someone whose job is to evaluate (and minimize) what they pay out. A Public Adjuster is a licensed professional who works exclusively for you, the policyholder.

A PA reads your policy, documents your loss, prepares the claim, and negotiates with the insurance company on your behalf. Studies consistently show that claimants represented by a PA recover significantly more than those who go it alone — often 2–3x more.

In California, Public Adjusters are licensed and regulated by the California Department of Insurance. We work on a contingency fee basis — a percentage of your settlement. If we don't improve your outcome, you owe nothing.

You can verify any Public Adjuster's license on the California Department of Insurance license lookup.